01
Acceptance of Terms
By accessing this website or purchasing any services or products from Tanima Consulting (“Company,” “we,” “us,” or “our”), you agree to be bound by these Terms & Conditions. If you do not agree, you must not use our website or services.
02
Services
We provide consulting, advisory, digital products, mentorship, and related services. All services are delivered based on professional expertise, strategy, and experience. We do not guarantee specific results, income, or outcomes.
03
Eligibility
You must be at least 18 years old to use our services. By using this website, you confirm that:
- You are legally able to enter into a binding contract
- All information you provide is accurate
04
No Guarantees / Earnings Disclaimer
You acknowledge and agree:
- Results vary based on individual effort, execution, and external factors
- We do not guarantee financial results, business growth, or specific outcomes
- Any testimonials or case studies are examples only, not promises
05
Payments & Billing
A. Payment Terms
- All prices are listed in USD unless otherwise stated
- Payment is due in full or via an agreed payment plan at checkout
B. Payment Plans
By selecting a payment plan, you agree that:
- You are committing to the full payment amount
- Payment plans are not subscriptions and cannot be cancelled
- You are responsible for completing all payments regardless of participation, usage, or results
C. Failed or Late Payments
If a payment fails:
- You must update your payment method immediately
- We may retry payment automatically
- Access to services may be suspended until payment is received
We reserve the right to:
- Apply late fees (if applicable)
- Restrict or revoke access
- Enforce the full outstanding balance
D. Collections & Enforcement
If payments remain unpaid:
- Your account may be sent to a collections agency
- Legal action may be taken to recover the debt
- You agree to cover any costs incurred in recovery, including legal and administrative fees
06
Refund Policy
All sales are final.
No refunds will be issued unless explicitly stated in writing. You acknowledge that:
- Failure to use the service does not qualify for a refund
- Partial participation does not qualify for a refund
07
Chargebacks & Payment Disputes
You agree:
- Not to initiate a chargeback or payment dispute without contacting us first
- Any chargeback made in violation of this agreement constitutes a breach
We reserve the right to:
- Dispute any chargeback
- Provide evidence of your agreement, participation, and access
- Recover funds via legal means
08
Intellectual Property
All content provided by Tanima Consulting, including but not limited to:
- Systems
- Frameworks
- Templates
- Trainings
- Documents
- Branding
…is our intellectual property. You may not:
- Copy, reproduce, or distribute materials
- Share login or access details
- Use materials for commercial purposes without written permission
09
Confidentiality
You agree to maintain confidentiality of:
- Proprietary business strategies
- Private communications
- Other clients’ information
We also respect your confidentiality and will not disclose your information without consent, except where required by law.
10
Client Conduct
We reserve the right to terminate access to services if you:
- Engage in abusive, disruptive, or inappropriate behaviour
- Violate boundaries or expectations
- Breach these Terms
No refunds will be issued in such cases.
11
Access & Delivery
We aim to provide continuous access to services and digital products, however:
- We do not guarantee uninterrupted access
- We may modify, update, or discontinue services at any time
12
Disclaimer
All services and content are provided “as is” without warranties of any kind. We make no representations regarding:
- Accuracy
- Reliability
- Suitability for your specific situation
13
Limitation of Liability
To the fullest extent permitted by law, Tanima Consulting shall not be liable for:
- Loss of income or profits
- Business losses
- Indirect or consequential damages
- Decisions made based on our services
Your use of our services is at your own risk.
14
Indemnification
You agree to indemnify and hold harmless Tanima Consulting from any claims, damages, or liabilities arising from:
- Your use of services
- Your business decisions
- Your breach of these Terms
15
Termination
We reserve the right to:
- Suspend or terminate your access at any time
- Do so without prior notice if Terms are breached
All outstanding payments remain due.
16
Governing Law
These Terms are governed by the laws of the State of Illinois, United States.
17
Dispute Resolution
In the event of a dispute, both parties agree to attempt resolution through good faith negotiation. If unresolved, disputes will be handled via binding arbitration in Illinois. You waive the right to participate in class action lawsuits.
18
Force Majeure
We are not liable for failure to perform due to events beyond our control, including but not limited to:
- Natural disasters
- Internet outages
- Illness
- Government actions
19
Modifications
We may update these Terms at any time. Continued use of the website or services constitutes acceptance of updated Terms.